Model Portfolios

Three illustrative portfolios our analysts manage in the open — Income, Quality/Growth, and Hidden Gems. We review them every Saturday and show every decision, with realistic dealing costs, so the track record is honest.

Illustrative model portfolios — hypothetical. No money is invested. For research and education only. Not advice and not a recommendation to buy or sell any security. Costs are modelled assumptions (and exclude taxes). Past performance is not a guide to the future.

Income

Launched 27 June 2026 · £100,000 model

A reliable, growing income — built to beat the ~4.5% you'd get risk-free from cash. Dividends accumulate in a separate income pot.

Value £104,477 (+4.5%)
UK All Companies +4.3%
Income £7,061/yr (6.8% · vs £4,500 from 4.5% cash)

Reviewed every Saturday; we trade only when a thesis plays out or breaks, or a clearly better idea earns a place — every change shown. Dealing costs modelled (£10/trade + a size-tiered spread) — that's why each holding starts a touch below £10,000.

Quality / Growth

Launched 27 June 2026 · £100,000 model

The compounders — durable franchises with high returns on capital and an upgrade trail the sweeps keep confirming.

Value £102,428 (+2.4%)
UK All Companies +4.3%

Reviewed every Saturday; we trade only when a thesis plays out or breaks, or a clearly better idea earns a place — every change shown. Dealing costs modelled (£10/trade + a size-tiered spread) — that's why each holding starts a touch below £10,000.

Hidden Gems

Launched 27 June 2026 · £100,000 model

Underappreciated companies where the thesis is turning more positive — value the raw numbers miss. A subjective pick, not an algorithm.

Value £101,217 (+1.2%)
UK All Companies +4.3%

Reviewed every Saturday; we trade only when a thesis plays out or breaks, or a clearly better idea earns a place — every change shown. Dealing costs modelled (£10/trade + a size-tiered spread) — that's why each holding starts a touch below £10,000.